Privacy Policy

The Scope of this Policy

This Policy describes the processing of information provided or collected on our sites and applications where this privacy policy is posted. In some instances, we may provide additional data privacy notices specific to certain products, practices, or regions. Those terms should be read in conjunction with this policy.

If you provide information to us on a third-party site or platform, the information you provide may be separately collected by the third-party site or platform. That third-party site or platform’s privacy practices will govern the use of your information. Choices you make on that third-party platform will not apply to our use of the information we have collected through our sites, products, or services.

Your Privacy Rights

If you are a resident of certain states or countries, you may have the right to know, access, correct, transfer, restrict the processing of, and delete your personal information. If you choose to exercise any of these options, we will not discriminate against you for making that decision.

You can exercise your privacy rights by contacting us at privacy@payroc.com.

There may be situations where we cannot grant your request. In such a situation, we will explain our reasoning to you if we deny your request.

Information Collected from You

We generally collect and share the information listed below with our business customers to provide services to those customers. We also use this information to secure, improve, and provide our services to our business customers as described below.

Payments. We use transaction data (such as your name, email address, billing address, shipping address, payment method, merchant ID, location, purchase amount, date of purchase, purchase identifiers, and phone number) to provide our payment processing services to our business customers.
Identity Verification. We use personal information about your identity, including information provided by you and our service providers to perform verification services that limit fraud and enhance security.
Fraud Detection. We may use your personal information when requested by our customers or a banking institution to help them assess fraud risk with a transaction.

When a web user visits our website, we may collect the following personal information from you:

Personal Identifiers
Protected Class Information
Commercial Information
Internet Data
Geolocation Data
Audio/Visual Data
Professional Employment Information
Education Information
Inferences
Information you provide to Payroc via a webform

If you create an account or use our Services, we may collect additional following personal information from you depending on the Services provided

Personal Identifiers
Protected Class Information
Commercial Information
Internet Data
Geolocation Data
Audio/Visual Data
Professional Employment Information
Education Information
Inferences